How You Should Respond to Insurance Company’s Low Settlement Offer?

Negotiation tips with Insurance Companies

Serious vehicle accidents can be life-changing, some people may not be able to get to work or even live the life the same way they used to. After the accident, you have to deal with the pain, suffering, medical bills, lost wages, and much more. However, if the accident was because of someone else’s negligence, you can get compensation for injuries and losses.

Insurance companies are just businesses, so they only focus on making profits. It is possible, that they may try to make low settlement offers which can be more frustrating for you.

So, how to respond? How you can fight for the right amount?

Your trusted vehicle collision lawyer in Atlanta can guide you in such situations. An experienced lawyer can provide you with strategies for responding and protecting your legal rights.

6 Simple Steps to Respond to a Low Settlement Offer from Insurance Companies

Sometimes, insurance companies try to pay you less and hope that you will accept it. That’s why it is important to talk to your vehicle collision lawyer in Atlanta to respond wisely.

1. Reject the Settlement Offer
Don’t accept the first offer which is inadequate for your losses. Usually, first offers are just a starting point. You should not take any offer that doesn’t pay in full.

2. Take Professional Help
If you are at a place where the insurance company makes a low settlement, you should hire a reputable vehicle collision lawyer in Atlanta. They can help you negotiate the offer; even they can talk to the insurance company on your behalf.

3. Be Patient and Calm
We know it can be frustrating to deal with the suffering and a low settlement offer from the insurance company. But, it is important to be calm while responding to it. Reacting emotionally can make the situation worse, and understand that personal injury claims take some time to process. So, you must not rush it.

4. Collect all the Evidence
It is important to have all the necessary and detailed proof of your damages – all medical bills lost wages, pain & suffering, proof of the losses, etc. The more evidence you present, the higher your chances of getting the right amount.

5. Prepare a Counteroffer
Your potential lawyer can help you write a counteroffer to the insurance company. However, it is also possible that the insurance company decline your counteroffer. Usually, before the final settlement, your lawyer and insurance company may have to exchange multiple offers & counteroffers.

6. File a Lawsuit
Don’t be scared of filing a lawsuit if your insurance company doesn’t provide the right compensation. Your vehicle collision lawyer in Atlanta can make the process easy for you and will be there to support you.

la importancia de comprender los derechos de los pasajeros en caso de accidentes con servicios de viaje compartido

Get a Karma Injury Law Attorney Involved

It is usually best to involve an experienced lawyer in your case as soon as possible. The vehicle collision lawyers at Karma Injury Law Firm can help you negotiate a fair settlement on your behalf. To know how we can ensure the right compensation, please contact our experts for an initial discussion.

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You must file your claim within two years from the accident date.
Failure to meet this deadline may result in losing your right to recover damages.

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