What to Expect When Dealing with an Uninsured Driver?

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Even drivers who are extremely careful and responsible can find themselves in accidents caused by uninsured drivers. Experiencing an accident is already distressing, and having an uninsured driver damage your car can add extra difficulty and challenges to the situation.

Although car insurance is designed to protect in such scenarios. However dealing with uninsured drivers can complicate matters and the expected coverage may not always be sufficient.

Dealing with an uninsured driver can be challenging, but it is equally essential to take the appropriate steps to protect your rights. Therefore, an experienced Atlanta car accident lawyer can guide you in the right direction.


How to Respond If You Are Hit By an Uninsured Driver?

1. Document Details: Start by evaluating the damage & recording details of the accident. Capture photos of the accident site, documenting both your car and the other driver’s vehicle. Communicate with the other driver and note their information, such as name, phone number, and license plate number. Collect contact details from any witnesses who observed the accident. In case the uninsured driver attempts to leave, make a note of their license plate number.

2. Inform the Police: Once you have collected enough information, it’s time to file an official complaint against the driver. The police report serves as vital documentation of the accident and acts as evidence if legal action becomes necessary. Moreover, filing a vehicle insurance claim might require a First Information Report (FIR) to be filed.

3. Contact Car Insurance Company: The next step is to contact your insurance company and tell them about the accident. Your insurance company will guide you on the subsequent actions depending on your policy coverage. In cases of significant injuries from the accident, your personal accident coverage can assist in addressing the financial losses of the accident.

4. Contact a Reliable Atlanta Truck Injury Lawyer: If you have been hit by an insured driver, it would be wise to explore all the legal options. So, an experienced Atlanta truck injury lawyer can help you review your case and decide whether to sue the uninsured driver or not. Also, when you hire an attorney to navigate your case through the legal process, they, along with their law firm team, will collect evidence. It allows you to concentrate on recovering from your injuries without the added burden of managing the legal aspects of your situation.

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In The End
It is always good to be well-prepared. Car insurance companies protect personal injury damages in case you get injured in an accident where the other driver is at fault and lacks insurance or has insufficient coverage. So, it’s better to have an expert Atlanta truck injury lawyer on your side to help you file the claim and collect the evidence. Moreover, your legal agent will offer you support & help you meet the deadline to file the claim.

Act NOw

You must file your claim within two years from the accident date.
Failure to meet this deadline may result in losing your right to recover damages.